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How to Apply for a Student Loan and Grant in Canada
When : before the start of your schooling. Ideally apply 60 days before the start of classes! So July 2025 or earlier! Give yourself...

Ruthy Siemens
Jun 34 min read


How to Prepare for Maternity/Parental Leave Part 4: CCB & Canadian Childcare Subsidies and Grants
This is the part 4 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

Ruthy Siemens
Feb 21, 20243 min read


How to Prepare for Maternity/Parental Leave Part 3: RESP Planning
This is part 3 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

Ruthy Siemens
Feb 21, 20244 min read


How to Prepare for Maternity/Parental Leave Part 2: Financial Readiness
This is Part 2 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

Ruthy Siemens
Feb 21, 20243 min read


How to Prepare for Maternity/Parental Leave Part 1
It's been a while since I went on maternity leave and things have changed a lot since then. I can honestly tell you that for the most...

Ruthy Siemens
Feb 21, 20245 min read


How Far Does MyDoh Go?
Free Financial Tech App which provides Financial Literacy for parents and kids.

Ruthy Siemens
May 29, 20237 min read


How Do RESPs Get Paid Out?
Registered Education Savings Plans: What are they? How do they work? First, check out 4 Steps to Start your RESP ! Some of the concerns...

Ruthy Siemens
Mar 1, 20226 min read


How to Pay Less Taxes and Get a Bigger Tax Refund
Everyone hates taxes. However taxes are the way that our government is able to provide free healthcare, free education and for all the...

Ruthy Siemens
Feb 21, 20227 min read


4 Steps to Start Your RESP!
https://www.financialresuscitationwithruthy.com/post/how-do-resps-get-paid-outA couple months ago, I was asked how much was I setting...

Ruthy Siemens
Feb 1, 20226 min read


Free Money for Canadian Families
Did you know that there is new free money for families coming in 2022? Yes! What is it? Let's start with the Free Money that we already...

Ruthy Siemens
Feb 1, 20224 min read


7 Steps to Prevent Student Loans
Today I'm proposing something different. What if we didn’t have to deal with student loan debt because we avoided it like the plague or lik

Ruthy Siemens
Sep 14, 20206 min read


How to Raise a Financially Savy Teen
Hopefully, by teaching your kids that you have to work hard and have a goal to work towards, this provides their "why," for saving and mitig

Ruthy Siemens
Aug 31, 20209 min read


Which view are you looking at?: Rear-view mirror or Windshield? Part 1
“Choose your love, then love your choice.” (Thomas Monson). What do you NEED to happen in your family in the next 3-6 months?

Ruthy Siemens
May 11, 20203 min read
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