Ruthy SiemensApr 1, 20233 minFirst Home Savings Account for Canadians! Mix of TFSA and RRSP!Guess what? Buying a house can be expensive in Canada! *Insert Sarcasm here* According to the Canadian Real Estate Association, Canada’s...
Ruthy SiemensFeb 21, 20227 minHow to Pay Less Taxes and Get a Bigger Tax RefundEveryone hates taxes. However taxes are the way that our government is able to provide free healthcare, free education and for all the...
Ruthy SiemensJan 17, 20225 minWhat are Investment Fees Costing you?Who loves fees? I think we can all agree that paying fees is right up there with getting a tooth pulled...at least in my opinion. There...
Ruthy SiemensJun 28, 20212 minFirst Time Canadian Homebuyers Part 3: Options for Affordable HomebuyingI'll be the first to admit that I had to do quite a bit of research about Canadian Homebuying rules because it's been 16 years since I...
Ruthy SiemensJun 23, 20213 minFirst Time Canadian Homebuyers Part 2: What is the Mortgage Stress Test?Buying your first home can be super overwhelming and confusing with all the rules and regulations, especially surrounding Mortgage Loan...
Ruthy SiemensJun 14, 20213 minFirst Time Canadian HomebuyersI’ll be honest, when we purchased our first home, I knew nothing...absolutely nothing...My husband and I were very naïve. Did you know...