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10 Ways to have a Satisfyingly Fantastically Frugal Vacation!
Vacation anyone? Yes I definitely need one! or want one! As a health care worker during the pandemic and as it continues on within the...

Ruthy Siemens
May 5, 20226 min read
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What is a Sinking Fund and Why Do I need One?
A sinking fund is a fund that includes all the once a year expenses that we sometimes forget to include in our monthly budget. Quick,...

Ruthy Siemens
Nov 25, 20212 min read
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First Time Canadian Homebuyers Part 2: What is the Mortgage Stress Test?
Buying your first home can be super overwhelming and confusing with all the rules and regulations, especially surrounding Mortgage Loan...

Ruthy Siemens
Jun 23, 20213 min read
35
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First Time Canadian Homebuyers
I’ll be honest, when we purchased our first home, I knew nothing...absolutely nothing...My husband and I were very naïve. Did you know...

Ruthy Siemens
Jun 14, 20213 min read
81
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Travel Health Insurance for Canadians
Canada is an awesome place to live! Our healthcare system is fan-freakin-tastic! As a nurse, I know full well the many flaws in our...

Ruthy Siemens
Jun 9, 20215 min read
30
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8 Reasons Why Whole Life Insurance may not be what you need
What are the different kinds of Life Insurance available in Canada? Life insurance is kinda sorta boring and confusing but very important...

Ruthy Siemens
Jan 28, 20216 min read
35
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Financial Mistakes that I have made over the years: my seven deadly financial sins
It seems easier and less acutely painful to learn vicariously through someone else's mistakes. My hope, is that you can learn from some of

Ruthy Siemens
Jun 30, 20208 min read
65
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