top of page


Search


Strategies for Managing Money During a Strike
Here are some practical tips to help you maintain financial stability

Ruthy Siemens
Oct 133 min read


Releasing Our Young Adults Into the Financial World
There comes a moment in every parent’s life when we realize: our kids aren’t kids anymore. They’re stepping into adulthood—with big dreams, new freedoms, and also the responsibility of managing money for the very first time

Ruthy Siemens
Oct 13 min read


Financial Literacy Isn't something you are Born with!
It's not like toilet training or walking that most of learn to do eventually. It takes an intentional effort to learn Financial Literacy!

Ruthy Siemens
Aug 263 min read


Smart Strategies for Financial Success in Canada
Building wealth isn’t just about having a fat bank account. It’s about creating security, freedom, and opportunities for yourself and your loved ones. In Canada, with rising costs and changing economic conditions, having a plan is crucial

Ruthy Siemens
Aug 194 min read


Financial Literacy Coaching for Success
Hey there! If you’ve ever felt overwhelmed by money matters or wished you had a clearer path to financial freedom, you’re in the right...

Ruthy Siemens
Aug 124 min read


Top Strategies for Managing Debt Effectively
Let’s be honest - dealing with debt can feel overwhelming. But guess what? You’re not alone, and there are plenty of ways to take control...

Ruthy Siemens
Aug 114 min read


How to Apply for a Student Loan and Grant in Canada
When to Apply for Student Loans: A Comprehensive Guide Timing is Everything! Ideally, you should apply 60 days before the start of...

Ruthy Siemens
Jun 34 min read


How to Use the Canada Greener Homes Loan
Looking for an interest free loan from the Canadian Government to assist you with energy efficient upgrades?

Ruthy Siemens
May 205 min read


How to Withdraw your Child's RESP
The time has finally arrived! Hooray!

Ruthy Siemens
May 164 min read


How to Prepare for Maternity/Parental Leave Part 4: CCB & Canadian Childcare Subsidies and Grants
This is the part 4 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

Ruthy Siemens
Feb 21, 20243 min read


How to Prepare for Maternity/Parental Leave Part 3: RESP Planning
This is part 3 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

Ruthy Siemens
Feb 21, 20244 min read


How to Prepare for Maternity/Parental Leave Part 2: Financial Readiness
This is Part 2 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

Ruthy Siemens
Feb 21, 20243 min read


How to Prepare for Maternity/Parental Leave Part 1
It's been a while since I went on maternity leave and things have changed a lot since then. I can honestly tell you that for the most...

Ruthy Siemens
Feb 21, 20245 min read


Can I work Part time and Retire with a Full Pension
Everyone asks this question! We all want to work part time but collect a full pension. Unfortunately it doesn't work that way! What is...

Ruthy Siemens
Jul 3, 20234 min read


How Far Does MyDoh Go?
Free Financial Tech App which provides Financial Literacy for parents and kids.

Ruthy Siemens
May 29, 20237 min read


First Home Savings Account for Canadians! Mix of TFSA and RRSP!
Guess what? Buying a house can be expensive in Canada! *Insert Sarcasm here* According to the Canadian Real Estate Association, Canada’s...

Ruthy Siemens
Apr 1, 20233 min read


Back on the Africa Mercy
Back on the Africa Mercy in Senegal! It's been a long time since I did a blogpost about our time on the Africa Mercy. I've been sending...

Ruthy Siemens
Aug 10, 20225 min read


4 Tips for Beginner Investors
Whether you are deciding to become a DIY investor or deciding to go with a financial advisor, please do your research first! I'm not...

Ruthy Siemens
Aug 2, 20224 min read


10 Ways to have a Satisfyingly Fantastically Frugal Vacation!
Vacation anyone? Yes I definitely need one! or want one! As a health care worker during the pandemic and as it continues on within the...

Ruthy Siemens
May 5, 20226 min read
bottom of page