top of page


Search


How to Apply for a Student Loan and Grant in Canada
When to Apply for Student Loans: A Comprehensive Guide Timing is Everything! Ideally, you should apply 60 days before the start of...

Ruthy Siemens
Jun 34 min read


How to Prepare for Maternity/Parental Leave Part 4: CCB & Canadian Childcare Subsidies and Grants
This is the part 4 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

Ruthy Siemens
Feb 21, 20243 min read


How to Prepare for Maternity/Parental Leave Part 3: RESP Planning
This is part 3 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

Ruthy Siemens
Feb 21, 20244 min read


How to Prepare for Maternity/Parental Leave Part 1
It's been a while since I went on maternity leave and things have changed a lot since then. I can honestly tell you that for the most...

Ruthy Siemens
Feb 21, 20245 min read


Can I work Part time and Retire with a Full Pension
Everyone asks this question! We all want to work part time but collect a full pension. Unfortunately it doesn't work that way! What is...

Ruthy Siemens
Jul 3, 20234 min read


How Far Does MyDoh Go?
Free Financial Tech App which provides Financial Literacy for parents and kids.

Ruthy Siemens
May 29, 20237 min read


4 Tips for Beginner Investors
Whether you are deciding to become a DIY investor or deciding to go with a financial advisor, please do your research first! I'm not...

Ruthy Siemens
Aug 2, 20224 min read


10 Ways to have a Satisfyingly Fantastically Frugal Vacation!
Vacation anyone? Yes I definitely need one! or want one! As a health care worker during the pandemic and as it continues on within the...

Ruthy Siemens
May 5, 20226 min read


7 Ways Canadians Can Thrive during Rising inflation!
Food, gas, housing and everything else are going up in price, what do we do!? Recent stats calculate that inflation is now up to 5%! A...

Ruthy Siemens
Apr 6, 20225 min read


How Do RESPs Get Paid Out?
Registered Education Savings Plans: What are they? How do they work? First, check out 4 Steps to Start your RESP ! Some of the concerns...

Ruthy Siemens
Mar 1, 20226 min read


4 Steps to Start Your RESP!
https://www.financialresuscitationwithruthy.com/post/how-do-resps-get-paid-outA couple months ago, I was asked how much was I setting...

Ruthy Siemens
Feb 1, 20226 min read


Free Money for Canadian Families
Did you know that there is new free money for families coming in 2022? Yes! What is it? Let's start with the Free Money that we already...

Ruthy Siemens
Feb 1, 20224 min read


What are Investment Fees Costing you?
Who loves fees? I think we can all agree that paying fees is right up there with getting a tooth pulled...at least in my opinion. There...

Ruthy Siemens
Jan 17, 20225 min read


What You Need to Know about Your Canadian Defined Benefit Pension!
What do you know about your pension? Last November during Financial Literacy month, I set about trying to sit down and finally learn...

Ruthy Siemens
Dec 15, 20215 min read


High Interest Savings Accounts vs Traditional Savings accounts
What's the difference between a Savings Account and a High Interest Savings Account? Sounds obvious, right?! A traditional savings...

Ruthy Siemens
Dec 8, 20213 min read


Steps to DIY Investing
Well we took the leap of DIY investing mid-January and it's been an interesting journey so far.
Now, I know why my dad always said, "I don't

Ruthy Siemens
Mar 30, 20215 min read


Are Women Afraid of Personal Finance?
Why are we as women sometimes afraid to take ownership of our own personal finances? Or at least be equals with our partner or spouse?...

Ruthy Siemens
Mar 9, 20214 min read


Why I'm breaking up with my Financial Advisor
(warning: this was meant to be in jest and not mean-spirited). Dear Financial Advisor It's a scary step. It's not me, it's you! I know...

Ruthy Siemens
Feb 22, 20212 min read


How to Invest Your TFSA & RRSP
Don't make the same mistake that I did of having an RRSP for years that I was diligently adding money to, but it was never invested in anyth

Ruthy Siemens
Feb 8, 20212 min read


RRSP & TFSA Guidelines and How Nurses Can Reduce their Taxes!
I'm a bit of a weirdo and actually look forward to tax season because I always get a refund which I think is partly due to my RRSP contribut

Ruthy Siemens
Feb 1, 20215 min read
bottom of page