4 Tips for Beginner Investors
Whether you are deciding to become a DIY investor or deciding to go with a financial advisor, please do your research first! I'm not...
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Ruthy Siemens
- May 5, 2022
- 6 min
10 Ways to have a Satisfyingly Fantastically Frugal Vacation!
Vacation anyone? Yes I definitely need one! or want one! As a health care worker during the pandemic and as it continues on within the...
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Ruthy Siemens
- Apr 6, 2022
- 5 min
7 Ways Canadians Can Thrive during Rising inflation!
Food, gas, housing and everything else are going up in price, what do we do!? Recent stats calculate that inflation is now up to 5%! A...
1050
Ruthy Siemens
- Mar 1, 2022
- 6 min
How Do RESPs Get Paid Out?
Registered Education Savings Plans: What are they? How do they work? First, check out 4 Steps to Start your RESP! Some of the concerns...
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Ruthy Siemens
- Feb 1, 2022
- 6 min
4 Steps to Start Your RESP!
A couple months ago, I was asked, how much I was setting aside per month, towards my kid's post secondary education. This is lead me to...
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Ruthy Siemens
- Feb 1, 2022
- 4 min
Free Money for Canadian Families
Did you know that there is new free money for families coming in 2022? Yes! What is it? Let's start with the Free Money that we already...
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Ruthy Siemens
- Jan 17, 2022
- 5 min
What are Investment Fees Costing you?
Who loves fees? I think we can all agree that paying fees is right up there with getting a tooth pulled...at least in my opinion. There...
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Ruthy Siemens
- Dec 15, 2021
- 5 min
What You Need to Know about Your Canadian Defined Benefit Pension!
What do you know about your pension? Last November during Financial Literacy month, I set about trying to sit down and finally learn...
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Ruthy Siemens
- Dec 8, 2021
- 3 min
High Interest Savings Accounts vs Traditional Savings accounts
What's the difference between a Savings Account and a High Interest Savings Account? Sounds obvious, right?! A traditional savings...
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Ruthy Siemens
- Mar 30, 2021
- 5 min
Steps to DIY Investing
Well we took the leap of DIY investing mid-January and it's been an interesting journey so far.
Now, I know why my dad always said, "I don't
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Ruthy Siemens
- Mar 9, 2021
- 4 min
Are Women Afraid of Personal Finance?
Why are we as women sometimes afraid to take ownership of our own personal finances? Or at least be equals with our partner or spouse?...
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Ruthy Siemens
- Feb 22, 2021
- 2 min
Why I'm breaking up with my Financial Advisor
(warning: this was meant to be in jest and not mean-spirited). Dear Financial Advisor It's a scary step. It's not me, it's you! I know...
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Ruthy Siemens
- Feb 8, 2021
- 2 min
How to Invest Your TFSA & RRSP
Don't make the same mistake that I did of having an RRSP for years that I was diligently adding money to, but it was never invested in anyth
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Ruthy Siemens
- Feb 1, 2021
- 5 min
RRSP & TFSA Guidelines and How Nurses Can Reduce their Taxes!
I'm a bit of a weirdo and actually look forward to tax season because I always get a refund which I think is partly due to my RRSP contribut
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Ruthy Siemens
- Nov 16, 2020
- 6 min
How compound interest could make you a Millionaire
Compound interest is a bit like fire, it can be harmful or helpful for you depending on whether you are paying it or whether you are receivi
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Ruthy Siemens
- Jun 30, 2020
- 8 min
Financial Mistakes that I have made over the years: my seven deadly financial sins
It seems easier and less acutely painful to learn vicariously through someone else's mistakes. My hope, is that you can learn from some of
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